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    Simplifying Downsizing for Seniors

    Simplifying Downsizing for Seniors

     Moving to a smaller home can be a major life transition for seniors. The tension of finding a new home, the anxiety of selling the old one, and the emotions involved with downsizing belongings can all be a little much for seniors to process on their own, which is why simplifying downsizing for seniors is so important. It allows seniors to process this major life shift and check the important tasks of their list with less pain and strife. So, if you are a senior who is looking to downsize or you’re helping a loved one, you should keep these simple steps in mind.

     Try Homes Out Before You Commit to Buying

    You wouldn’t dream of buying a car without driving it first, so why should you rush to buy a home? Making sure you have the right home to fit your needs will make your golden years much better, so consider using vacation rentals to test drive local homes too. As Turnkey explains, San Diego can be a perfect spot for seniors looking to retire in comfort, with its seemingly endless stretches of beaches and average temperatures in the 70s throughout the year. Also, communities such as La Jolla offer scenic, laid-back activities that are sure to fit everyone’s lifestyle. If that sounds like your idea of paradise, think about checking out a vacation rental in this prime Southern California spot.

    Hire a Senior Move Manager to Ease Your Stress

     One of the easiest steps in simplifying downsizing for seniors is to use a senior move manager. These highly trained professionals have experience helping senior with each and every step involved with downsizing. From helping you declutter your home to assisting you with relocation, a senior move manager could just be your ticket to a completely stress-free move. These services aren’t always cheap, so make sure this service is in your move budget and that you will be able to afford other help as well, such as professional movers.

    Have a Family Member Help Out With Move Tasks

     There are a lot of steps involved with downsizing your home. So, if you don’t hire a senior move manager, you may get stressed out handling them all on your own. For one, you need to start decluttering your home to get ready for the big move, which can be emotionally draining and even physically risky for seniors. So, ask your kids, grand kids, or other family members to help you with the process. Family can be helpful for other ventures as well, like finding a real estate agent who can help you find the next home of your dreams.

    Begin Looking for Your Smaller Home Online or on a local website

     Having a real estate agent you can depend on, and who has worked with seniors before, can make your home search easier. Still, you may not be able to go out looking for potential homes all of the time. Mobility issues can make getting out and physically searching for homes a challenge for many older adults. Thankfully, there are apps you can use to search homes online. Many of these tools even allow you to narrow your search by specific features, such as those with accessible floor plans. So, use these tools to browse for homes but use an experienced local realtor when it comes to time to actually start viewing homes.

    Plan Out Your New Home Budget and Stick to It

     We mentioned coming up with a moving budget earlier but you also need to figure out how much home you can afford. You need to take stock of your retirement savings and other financial assets, but online mortgage calculators can help as well. These handy tools allow you to input your income and expenses so you can actually see how much you can expect to pay monthly for your new home. Once you have a figure that fits with your budget, relay that information to your realtor so you can narrow your home search even further.

    Simplifying downsizing for seniors doesn’t have to be complicated. If you’re a senior looking to move into a smaller home, you just need a few tools and tips to make the process smoother. So, keep this guide handy and be sure to connect with a local real estate pro.

     

    Photos: Pexels

    Posted in: Relocating or Moving to and from California, Blog

    Sell or Buy First?

    Sell or Buy First?

    This is probably the second most popular question I’m asked when speaking to a home owner about selling their home. It comes directly after ‘What is My Home Worth?”

    I’ve happily answered the same questions hundreds of times over the past two decades. Now I’ve published my answer. Below is the article in my local magazine for April of 2019. I’ll continue to be asked the questions ‘should I sell or buy first?’ and I’ll continue to answer them… Though, after you ask I’m going to email the answer in the picture form. One, because it’s spring and chicks are adorable. Two, because it saves me time and I won’t forget anything important.

     

    Which came first? The chicken or the egg?

    Which came first, The Chicken or The Egg?

    Are you finding yourself in the quandary? Wondering which comes first, selling your current home or finding the replacement home? You are not alone!

    Just as scientists are sure the egg came first; I’m sure that you need to GET YOUR HOME SOLD first. If you need to close escrow on your current home in order to secure financing on your next home, one of the biggest hurdles right now is to get it sold. Writing an offer on a replacement home contingent upon the sale of your current home puts you in a compromised position for negotiations and puts you at the bottom of the pile when competing with other buyers.

    Below are some options to consider:

    1. Work out a longer escrow and/or rent the property back from the buyers of your property while you continue to shop for your next home
    2. Temporary housing options; preferably furnished
    3. Consider renting for a short period of time (6 months -1 year)

    Many sellers are hesitant to commit to selling their home if they have not found their next property, particularly as we have seen record low inventory in these past several years. However, it’s difficult to buy unless your home is in escrow. Some sellers will offer to sell their home contingent upon securing that replacement housing. While this worked a couple of years ago as buyers were desperate to find a home, it is not as agreeable today as it leaves a buyer in limbo as they wait for the seller to find that next property with no guarantee.

    Although it may be uncomfortable to consider not knowing where you will be going, you will ultimately reap the best results by being pragmatic and selling first, then buying. I have helped many of my clients successfully move from one house to the other with no interim housing by negotiating creatively on their behalf and being proactive in exposing them to the market place so that all their cards fell in to place at the right time.

    If you have been considering a move but have not been quite sure how to accomplish the logistics, give me a call at 619-993-3734! I can walk you through a plan customized to your needs and help you achieve your goals and so you’ll know which you should to ‘sell or buy first?’

    gloria@sandiegohomesforsaleca.com

    Posted in: Uncategorized, Relocating or Moving to and from California

    New VA Outpatient Clinic Serra Mesa

    The U.S. Department of Veterans Affairs announced Monday that it plans to develop a new outpatient clinic in Serra Mesa to replace and expand its existing facility in Mission Valley.

    “Over the years, the demand for outpatient services has continued to grow in the central San Diego area, so we are very happy to be moving forward on this project to expand our ability to meet those needs,” Dr. Robert M. Smith, of the VA San Diego Healthcare System, said in a statement.

    The new clinic, which will open in a renovated office complex along Aero Drive, will include almost 100,000 square feet of examination rooms and other space for area military veterans who seek medical and other services on an outpatient basis. The project is expected to cost $22.2 million. The VA said the remodeling work is scheduled to begin in October and will be completed in December 2021.

    The new clinic will allow VA staff to expand the services now available to the local veteran community, which surpassed 240,000 last year. “More veterans are coming to VA for care, so having better access for veterans is definitely one of our priorities,” Butler said. The Serra Mesa clinic will be able to expand its core primary care, mental health and specialty care and laboratory services, Butler said. The new complex also will have more than 500 parking spaces.

    VA Serra Mesa artist’s rendering VA San Diego Healthcare System
    VA Serra Mesa artist’s rendering VA San Diego Healthcare System

     

    More important;

    The new facility will allow the VA to expand into additional services such as an eye clinic, blindness rehabilitation, audiology, podiatry, physical therapy, occupational therapy, prosthetic’s, radiology and pharmacy. It also will feature a gynecology center and women’s clinic. “There will be a lot more services,” Butler said. “It’s double the size of what we currently have so this is going to be a really nice new clinic for the veterans in that area.”
    The facility will have about 200 employees, including physicians, nurse practitioners, physician assistants, pharmacists, social workers, dietitians and mental health providers, among others. The VA San Diego Healthcare System has been working to expand the Mission Valley clinic for more than eight years, Butler said. The VA previously secured funding for an expanded center in Chula Vista, which is expected to open late this year.

    In February 2016, The San Diego Union-Tribune published a special report

    detailing at least 27 local veterans under the age of 45 who took their own lives between 2014 and the end of June 2015. Family members of several suicide victims blamed the VA system, saying it failed to properly diagnose and treat cases of depression or post-traumatic stress disorder.
    The investments in veteran healthcare come after years of complaints that services were too often delayed or withheld at VA facilities across the country. Others complained for years that the VA system wrongly delayed medical services, falsified records to reduce backlogs, denied disability benefits or otherwise failed to deliver services earned by American veterans.

    Butler said the VA facilities in the San Diego region do not have lengthy wait lists; she estimated that the most a veteran would have to wait for primary care services would be one day. When finished, the new center will be double the size of the current facility on Rio San Diego Drive, and it will handle far more than the 160,000 patient visits Mission Valley’s clinic handles each year and has limited staff and parking, said Cynthia Butler, a spokeswoman for the VA San Diego Healthcare System.

    Jeff McDonald

    Posted in: Blog, Relocating or Moving to and from California Tagged: Lincoln Military Housing, Military Housing, Serra Mesa, Serra Mesa Military, Serra mesa Military housing, VA building, Veteran Affairs

    9 Ways to Help Kids Thrive When Moving

    9 ways to help kids thrive when moving shows compassion and helps them make a healthy transition.

    Moving closer to the center of San Diego was on my mind when my brand new car hit 36,000 miles in the first year I owned it.  Our son was three at the time and was not attached to many things so we thought nothing of it. It’s when he began hugging our living room walls good-bye and asking if he could bring at least one of his toys with him to the new house that we realized he thought moving meant he left everything he owned behind.

    One of the top major stressful transitions in life is moving your family home – right up there with death and divorce and no matter how resilient you or your children are or how used you are to moving, each move is a physical, social and emotional strain on everyone involved.

    As adults, we have better coping mechanisms in place to be able to deal with moving because it’s usually our choice whether we decide to move. However, our children aren’t the ones who were involved in the matter and it’s usually scary because it’s a surprise or new information that they haven’t had a chance to fully grasp.

    Some children are more affected than others and according to Psychology Today, children that suffer the most with a move are those who are introverted, have tendencies towards anxiety and inflexibility and are in the middle school years.

    It is our job as parents to help our children prepare for the move and ensure a smoother transition. With the right tools and strategies in place, we can do just that. In our list of 9 ways to help kids thrive when moving is more about the tools of patience and strategies of love for them.

    Here are some thoughts to help your children thrive during this transition.

     

    1. Talk about the move early

    When you find out about the move, discuss it with your children. There is nothing worse than letting them find out from an overheard conversation. Keep your kids informed every step of the way of what is happening and when, as it pertains to them. If they are much younger, still talk about it but don’t confuse them with dates. Prepare them for what it will feel like, look like and what will happen on the day and the months afterwards. Don’t dwell on it but talk about it so they’re prepared. If you move a lot, be upfront about how long you might be in one place and make the most of it.

    2. Focus on the positives of the move

    The positives for your kids and family will change for every move. It might be that you are going to be closer to family and friends, moving to a new location with lots of adventure and travel, more sporting opportunities, having their own bedrooms or making new friends. You might be moving to your own house or a bigger house or a better location.

    Research the location together and find the best parks, restaurants and places to ride bikes (if that is what your kids are into). If you can’t go to location beforehand, Google Maps are great to see where you will live and what is around.

    Focus on positives from the last move. When we moved to America, we lived in a suburban street and didn’t know anyone. We had to form our own community and while we were doing it. We relied on each other for entertainment and adventure and it has been pivotal for all other moves to remember this. Maybe the last move was easier because you already knew people there or know the location you were moving to.

    3. Be super organized before and on move day

    Ensure the house is move ready. If the kids are old enough, have them to help you put everything in place.

    Prepare the kids for the day by talking about the timings, what happens and where the truck goes with all their belongings. If your kids are young, organize for them to be else where on the actual day everything is loaded onto the truck. It is hard when their favorite bike or bed is put onto the truck and they don’t understand where it is going.

    4. Organize schools in advance

    Getting your kids into the ‘right’ school is so important to a great transition. It may be the reason you’re family is moving in the first place.  If you know where you’ll be in advance find the schools and apply about a year early. Hedge your bets and apply to three or four schools that suit your family and your children. For example, if you are moving to San Diego or Carlsbad ask around and research three schools you can see your children going to in high school and do your best to apply to them as soon as possible.  Use sources like Greatschools.org or Niche.com and California School Dashboard to help you understand how schools are rated.

    San Diego Unified School choice is from mid October to mid November every year for the following school year. Charter schools usually want you to have applied by early February in the spring prior. Great privkeep everyone involved in the moveate schools have at least a year wait list.

    If your move is imminent and you know which school your child is going to, organize a school visit or attend an open house. Also, some schools dress code requires the children wear uniforms. Buy their uniforms before they start school so they can picture it.

    Once your child is at school, make settling in socially and emotionally the number one focus. Academics will follow.

    If your child has a supportive teacher, makes a good friend or two early on and enjoys the classroom – they will thrive. To facilitate this, be at school pick up to meet some of their friends and the other parents, organize playdates early on, find other community groups to join, take an interest in their new friends and talk about how their lunch was and who they played with. You may need to talk about strategies here with your child to help them make friends.

    5. Validate EVERYONES emotions

    All children will all react differently. Some will lash out with anger, other retreat, others cry – whatever it is, validate it as a real feeling and talk through it.

    For example, if your child is sad because they will miss their friends, validate that feeling. Tell them is it completely normal to feel like this and you feel like it to. Talk about what they will miss about their friends and all the fun things they have done together. The worst thing to say here is ‘don’t worry, you will make new ones’. Right now, they don’t want to think about any new friends and it will probably spark more anxiety over leaving their friends to have to find new ones. Talk about their great ability to make friends and how easily they did it at this school.

    A great resource for exploring emotions around moving is the movie ‘Inside Out’ – watching it may help your child name their feelings and talk to you about it.  This is only one of the 9 ways to help kids thrive when moving tips that will keep you and your family sane.

    Validate them and talk to your children about how you are feeling (without over catastrophizing). Talk to them about what you do when you are sad or upset to help them with their own feelings.

    6. Stay in control

    If you are strong and in control – your children will be too. If you are positive – you will help your children to be positive. While it is a lot of added pressure for parents at move time, we are our children’s biggest role models currently and need to remember this.

    There is so much to do physically that tensions can build at this time between you and your partner. Try to resolve them quickly and work together as much as you can. Your children will pick up on every little bit of stress and adversity and react accordingly.

    This is where you can use your support networks to help. Ask a friend to pick up your kids on the days of your move or bring you dinner or come over with a coffee on move day. Don’t try to do it alone – others will help you to keep it together and stay strong for your families.

    7. Keep boundaries, routines and habits in place as much as possible

    As much as possible, keep you children’s regular boundaries, routines and habits in place, especially around morning and bedtime routines. If your kids clean their teeth and then you read them a story before bed – keep doing it. Remind them to use their manners, if it’s already considered a habit. Continue to feed them lunch at a certain time, do it. Keep meeting their needs as much as possible; otherwise this puts added strain on emotions and relationships.

    Be prepared that some of this will slip because everything is every where and that is OK if you can get back to it as quickly as possible. When the rules and boundaries stay the same, your kid’s feel reassured this is a relatively normal thing to do.

    8. Create a Special Ending

    Saying goodbye to friends is an important step to finishing in one place and moving to the next. They feel significant and belonging from the community they have been part of and leave on a good note. You could organize a class leaving party after school, or invite a few friends over for a sleep over.

    Taking an idea from someone else- consider having your children take a school shirt in for every student in their class to sign and also made up little ‘Stay In touch’ cards with their new address to hand out to friends. As a family, you might spend the last few weeks doing your favorite things while you are still in your current home, like going to your favorite restaurant or going to your favorite park.

    This will cement the fun memories you have had in this location. Share Skype or social media contacts with the parents (or among the children if they are old enough) and promise to keep in touch. This tip of the 9 ways to help kids thrive when moving is my favorite.

    9. Give your family at least 6 months to settle in

    This is so easy to blow off!! It takes TIME to settle in.

    Give yourself and your family at least 6 to 12 months to feel like you are part of the new location and communicate this with your children. Don’t expect that after a month or two, it will all be smooth running. It takes time to break into any community and form the friendships and to develop routines.

    After you’ve read 9 ways to help kids thrive when moving shows compassion and helps them make a healthy transition and still have questions, call me or send me an email, I’ll be happy to help you sell your home when you are ready.

    Gloria Roma

    Call 726-999-0566

    or Email Us

    Read our hyper local magazine that focuses on one of San Diego’s most central family centered neighborhoods, Serra Mesa, here.

    Posted in: Relocating or Moving to and from California, Blog Tagged: choosing the right school, happy kids, healthy happy moving, kids who move, moving kids san diego, moving kids serra mesa, moving with kids

    About Gloria

    Gloria Roma helping seniors move
    Gloria Roma works with adult children of seniors when navigating inherited real estate holdings.

     

    Gloria is an accomplished Realtor with over 28 years of cumulative experience in real estate and finance. If you’re buying, Gloria knows how to help you, having been awarded as the TOP 3 Buyers Agent in America. If you’re selling, her showcased estates SELL for up to 18% higher with Gloria’s Proven Home Selling System.

    DRE #01243709

     

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